Refinancing After Divorce

Monday, June 26, 2017

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Neil Erickson

RECENT Posts

  1. 14 Jul, 2017
    A Homeowner's Toolkit: All The Tools You Need To Care For Your Home
    Whether you have just bought your first home or have been a homeowner for some time, chances are that at some point you will be faced with home repairs.  While you can always call the local repairman to fix minor plumbing or structural problems, doing the repairs yourself can save you time and money, and with a few tools you'll have everything you need to make most home repairs.  So what do you need to create a Homeowner's Toolkit, and to give you the know-how to make the simple repairs
  2. 08 Feb, 2017
    Do you really need a broker?
    Do You Really Need A Broker?  A mortgage broker's job is to match you with a mortgage company that can offer you the best terms on your home loan.  Most brokers work with a list of companies and can consider a variety of options for you.  Do you really need a broker, or is it better to do the legwork yourself to make sure you get the best rate?  There are a few things to consider.  Do You Have The Time?  It's a good idea to shop around for the best rate on your mortgage, and not everyone has
  3. Calculating Your Monthly Mortgage Payments
    30 Jun, 2017
    Calculating Your Monthly Mortgage Payments
    Calculating Your Monthly Mortgage Payments One of the most important factors to consider when buying a new home is affordability.  As a general rule, mortgage payments should not exceed 25-30 percent of your monthly take-home pay.  The best way to know what you can afford is to determine the possible payment range by comparing the price of the home with other essential ingredients.  Figure Out How Much You Want To Borrow  Your first step to calculating your monthly mortgage payment is knowing
  4. Buying A Home With Past Credit Problems
    26 Jun, 2017
    Buying A Home With Past Credit Problems
    Buying A Home With Past Credit Problems Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.  The good news is that many lenders have adapted to the idea that many hopeful homeowners simply need a second chance, which means that past credit problems no longer have to define your future.  Credit Blemishes  When life unexpectedly takes a turn for the worst, it's not always possible to come out without a few bumps and
  5. Common Financing Terms Explained
    23 May, 2017
    Common Financing Terms Explained
    Common Home Financing Terms Explained  If you are new to home financing, you may be a little confused by some of the common terms that are used in the process.  These common terms will help simplify getting your home loan and ensure you understand what stage you are at and what comes next.  Getting A Loan  Pre-Qualification:  This is a term that means you have been provided an estimate of what sort of loan you can expect to obtain based on your credit score and what's currently available.  It
  6. 25 Jan, 2017
    Avoiding Mortgage Fraud
    Avoiding Mortgage Fraud Unfortunately, fraud and identity theft are increasing at an alarming rate every year, and mortgage fraud is one of the most important types of fraud from which you will want to protect yourself.  So what constitutes mortgage fraud, and how can you prevent this from happening to you? What Is Mortgage Fraud? Essentially, mortgage fraud is defined by the FBI as any material misstatement, misrepresentation, or omission relied upon by an underwriter or lender to fund,