A Homeowner's Toolkit: All The Tools You Need To Care For Your Home

Friday, July 14, 2017

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Neil Erickson

RECENT Posts

  1. A Home For All Seasons: Year-Round Considerations
    08 Nov, 2017
    A Home For All Seasons: Year-Round Considerations
    Whatever time of year you find yourself shopping for a new home, it's important to give some thought to what that home will be like throughout the rest of the year.  Be on the lookout for things that could affect the access and comfort of your home through all the months of the year.  Winter Considerations  If you live in an area with heavy snow, it's important to give serious thought to how accessible your home will be in those months.  Homes on hills might find the roads impassable due to
  2. Create A Spooky Yard For Halloween
    19 Oct, 2017
    Create A Spooky Yard For Halloween
    Halloween can be one of the most child-like and fun holidays of the year.  From the adorable and excited children in their costumes to costume parties for adults, Halloween is really a time to let out the kid in all of us and have a good time.  Whether just entertaining the Trick-or-Treaters or having a party, creating a spooky looking yard and exterior for your home can really add to the atmosphere of the event.  Here are a few great ideas to make your home and yard look “spooktacular”!
  3. Types Of Home Loans
    28 Sep, 2017
    Types Of Home Loans
    If you are in the market for a new home, it's important that you know what type of loans are available to you.  Whether you have perfect credit, a few financial blemishes or are just starting out in life and want to own a home, understanding your options will prove to be invaluable during your house hunting excursion.  Fixed Rate Mortgage  A fixed rate mortgage is one of the most popular home loans and is commonly available as a 15 or 30-year term.  Because it offers the borrower an assurance
  4. Bridge Financing: What Is It?
    19 Sep, 2017
    Bridge Financing: What Is It?
    Bridge Financing: What Is It?  When it comes time to finance your new home and you still have a loan on another home you own but plan to sell, you are likely to run into the term bridge financing.  This is a special type of financing that can help solve the cash flow problems created by the need to complete the purchase of one home before you complete the sale of the other.  Filling In The Gap  It can be difficult to get the sale of your current home to coincide perfectly with the purchase of
  5. Common Financing Terms Explained
    23 May, 2017
    Common Financing Terms Explained
    Common Home Financing Terms Explained  If you are new to home financing, you may be a little confused by some of the common terms that are used in the process.  These common terms will help simplify getting your home loan and ensure you understand what stage you are at and what comes next.  Getting A Loan  Pre-Qualification:  This is a term that means you have been provided an estimate of what sort of loan you can expect to obtain based on your credit score and what's currently available.  It
  6. Can A Bathroom Remodel Increase Your Home's Value?
    12 Sep, 2017
    Can A Bathroom Remodel Increase Your Home's Value?
    Can A Bathroom Remodel Increase Your Home's Value? When you are planning to sell your home, a bathroom remodel may be one of the best places to increase your home's value.  Depending on the existing condition as well as the style and age of your home, here are a few things to consider before tearing out that sink! Does The Bathroom Age The House?  It could be a black toilet or avocado tiles, but if your answer to this is yes, then a bathroom remodel can really make a difference.  Prospective
  7. 07 Sep, 2017
    Building A Home Theater
    Building A Home Theater These days, a home theater is one of the most popular trends in the nation.  Homeowners are opting to save a bundle on the cost of theater tickets by bringing the fascinating world of cinema into their own homes in a big way.  Quality Counts  When it comes to creating a home theater, the choice is yours when it comes to the level of quality that you want to deliver.  A home theater can include something as basic as a television and DVD system or it can include a
  8. 24 Aug, 2017
    Applying For a Joint Mortgage Loan With Your Spouse
    Applying For a Joint Mortgage Loan With Your Spouse  When you are ready to buy a home, applying for a mortgage is one of the first and most important steps.  For married couples, this usually involves applying for a mortgage loan jointly.  This means that the loan will be in both of your names and you will be co-owners of the house.  While it may seem like the obvious thing to do, there are a few situations when applying with only one name might be wise.  Here are a few tips on joint mortgage
  9. Recognizing Predatory Mortgage Lenders
    10 Aug, 2017
    Recognizing Predatory Mortgage Lenders
    A predator is defined as one that preys on others, which is why some lenders have fittingly earned the title as predatory mortgage lenders. Excessively high interest rates, questionable and/or hidden fees and high pressure tactics used to direct borrowers to a larger loan than they may be able to afford are trademark characteristics of a predatory mortgage lender.  Prey Verses Predator  When it comes to obtaining a mortgage, the rules of the jungle often apply. If you aren’t careful, you may